Champaign County Homes under $500,000

Champaign County Homes under $500,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Champaign County and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!

Newest Champaign County Homes under $500,000

964 Bon Air Drive, Urbana
$399,900
4 Beds ⋅ 2 Baths ⋅ V. Patrick Hamilton
Welcome to this stately and spacious home in the sought-after Bon Air neighborhood, where classic charm meets generous living space. Set on an expansive corner lot with impressive curb appeal, this over 2,500 square foot home offers four bedrooms, an office that could easily serve as a fifth bedroom, and two full baths. A large foyer with beautiful slate flooring welcomes you inside. The formal living room features an oversized bay window and a striking floor to ceiling brick wall surrounding the gas fireplace, creating a warm and inviting focal point. Just beyond the living room, the dining room offers another bay window and connects seamlessly to the eat in kitchen. The kitchen provides abundant cabinetry and counter space, with appliances included, and overlooks the sunken family room. The family room offers plenty of space to relax and opens directly to the patio and backyard. The main level is completed by a versatile office, full bath and convenient laundry room. Upstairs, you'll find four comfortable bedrooms and a second full bath featuring a large double-sink vanity. The primary bedroom offers a special retreat with access to an upper balcony overlooking the expansive backyard. Outdoor spaces are just as inviting, with a brick-paver sidewalk and front patio adding to the home's timeless appeal. Additional features include a partial basement and a two-car garage for convenient storage and parking. Located near US Hwy 68, 36 and State Route 29 for easy commutes, and also the Scioto Street restaurants and shopping. With its spacious rooms, generous yard and desirable Bon Air location, this is an exceptional home with room to live, entertain and make it your own.

964 Bon Air Drive, Urbana

Listing Courtesy of : V. Patrick Hamilton ---- REMAX Alliance Realty

7340 Zimmerman Road, Saint Paris
$359,900
3 Beds ⋅ 2 Baths ⋅ Hannah Smith
Welcome to 7340 Zimmerman Road, where peaceful country living meets space, privacy, and endless potential. Nestled on 3 serene, wooded acres, this 3-bedroom, 2-bath raised ranch offers a unique opportunity to create your very own retreat away from the everyday hustle. The heart of the home is the spacious great room, featuring beautiful views overlooking five custom-built, connected ponds with a fountain pumping system. Whether you're enjoying your morning coffee or entertaining guests, the tranquil water views and wooded surroundings create a setting that feels like your own private getaway. The primary bedroom offers a peaceful retreat of its own, complete with an ensuite bathroom and private deck--the perfect place to relax and enjoy the feeling of being tucked away from the world. The lower level provides even more possibilities, with one bedroom already in place and 10-foot ceilings offering tremendous potential for additional living space, recreation, a home office, or whatever best suits your needs. An attached two-car garage provides convenient everyday parking and storage. For those needing additional workspace or storage, the detached 30' x 24' pole barn is equipped with both electric and heat, making it a versatile space for hobbies, projects, equipment, or extra storage. Additional features include a reverse osmosis water system, newer pressure tank, newer instant hot water tank, and new central air system. If you've been searching for acreage, privacy, beautiful natural surroundings, and a property with room to make it your own, this is an opportunity worth seeing. Come experience the peaceful setting of 7340 Zimmerman Road and discover your own escape from reality.

7340 Zimmerman Road, Saint Paris

Listing Courtesy of : Hannah Smith ---- Key Realty

219 S Locust Street, Urbana
$285,000
3 Beds ⋅ 3 Baths ⋅ V. Patrick Hamilton
A true downtown Urbana showstopper! Completely renovated from top to bottom in 2026, this stunning home combines timeless charm, thoughtful design and modern luxury all just steps from everything downtown Urbana has to offer. Enjoy being within easy reach of local restaurants, shopping, breweries, bakeries, festivals and all the vibrant amenities that make downtown living so sought after. From the moment you arrive, the amazing curb appeal and inviting large front porch make an unforgettable first impression. Step inside and you'll immediately feel at home. Beautiful finishes and stylish décor flow throughout the home, creating a warm and welcoming atmosphere. The spacious living room features a gorgeous fireplace and opens seamlessly into the brand-new kitchen. Designed for both everyday living and entertaining, the kitchen boasts a large center island with seating for four, abundant cabinetry and a second wall of cabinets that creates the perfect coffee bar or entertaining station. Appliances convey, including the gas range, dishwasher and top of the line refrigerator. This kitchen is truly a must see! The main-level owner's suite is a dream come true, featuring a spacious walk-in closet and a stunning owner's bath with a walk-in shower and separate soaking tub. A convenient half bath completes the main level. Upstairs, you'll find two bedrooms, a bonus room perfect for a nursery or home office, and a brand-new full bath. The stacked washer and dryer are conveniently located on the second level, with the option to add a second stacked washer and dryer in the owner's bath. Outside, the private backyard provides a wonderful retreat with a pergola covered patio, perfect for relaxing or entertaining. A new concrete pad provides convenient off-street parking. The basement offers excellent additional storage. There is truly nothing that has been overlooked in this complete 2026 renovation. Every space has been touched, updated and thoughtfully designed.

219 S Locust Street, Urbana

Listing Courtesy of : V. Patrick Hamilton ---- REMAX Alliance Realty

103 Pleasant Street, Mechanicsburg
$175,000
2 Beds ⋅ 1 Baths ⋅ Judith Wilson
Welcome to this charming home in the heart of the village of Mechanicsburg--a place where comfort, simplicity, and small-town living come together. This two-bedroom, one-bath home has recently been refreshed and is ready for its next chapter. The updates give the home a clean, comfortable feel while still leaving room for its character and charm to shine through. One of the bedrooms is conveniently located on the main floor, making it a great option for those who prefer one-level living or simply want a flexible space that could also serve as a home office, guest room, or hobby room. Upstairs, you'll find another bedroom that offers its own private space. The kitchen has received a fresh update with new cabinets and countertops, creating a welcoming place to prepare meals, enjoy your morning coffee, or gather with friends. New carpet and vinyl flooring throughout much of the home add to the fresh, updated feel. Behind the scenes, some of the important work has been taken care of too, including updated PEX plumbing and a new water heater--giving the next owner peace of mind and a solid starting point. And then there's the large storage shed. Whether you need a place for lawn equipment, tools, bicycles, seasonal decorations, or a few favorite hobbies, there's plenty of room to keep things organized without taking over the house. Located in the village of Mechanicsburg, this home offers the opportunity to enjoy a quieter pace while still being part of a welcoming community. It's the kind of place that can be a comfortable first home, a manageable downsize, or simply a cozy place to put down roots. Updated, practical, and full of possibility, this home is ready for someone to make it their own. Some photos have been enhanced using AI technology.

103 Pleasant Street, Mechanicsburg

Listing Courtesy of : Judith Wilson ---- Howard Hanna Real Estate Svcs

759 Mark Drive, Urbana
$224,900
3 Beds ⋅ 1 Baths ⋅ Hannah Smith
Opportunities like this don't come along often! Located in an area where homes are rarely available for sale, this charming 3-bedroom, 1-bath, one-story home offers the comfort, convenience, and easy living you've been looking for -- and it's ready for you to move right in! Step inside and discover 1,152 square feet of comfortable living space, thoughtfully laid out for convenient one-floor living. Need a little extra space? An additional room gives you the flexibility to create the space that fits your life -- whether you envision a home office, nursery, playroom, hobby room, or cozy retreat. One of the home's standout features is the inviting sunroom off the back, where you can unwind with your morning coffee, curl up with a good book, or simply enjoy the view of your fenced-in backyard. It's the kind of space that makes a house feel like home. You'll appreciate the peace of mind that comes with a new roof installed in 2022 and a Lennox furnace. The oversized two-car garage provides plenty of room for your vehicles, storage, tools, toys, and everything else life brings. And the location makes everyday living even more enjoyable! You're just minutes from the park and city swimming pool, giving you easy access to outdoor fun and recreation. Whether you're looking for a place to put down roots, a home with room to grow, or simply a comfortable home where you can enjoy life without the hassle of major updates, this one deserves a closer look

759 Mark Drive, Urbana

Listing Courtesy of : Hannah Smith ---- Key Realty

121 New Haven Drive, Urbana
$389,900
3 Beds ⋅ 2 Baths ⋅ V. Patrick Hamilton
Hard to find, well maintained and move in ready, this spacious one level home in the desirable Bon Air subdivision offers nearly 2,300 square feet of comfortable living space, with 3 bedrooms and 2 full baths. Situated on more than a half-acre lot, this property combines everyday convenience with an incredible private outdoor retreat. The centerpiece is the 20' x 40' inground pool, surrounded by white PVC privacy fencing, creating your very own backyard mini resort, perfect for relaxing, entertaining, and enjoying those warm summer days. Inside, the home offers an abundance of flexible living space with a traditional living room, family room, and bonus room that opens directly into the impressive three-seasons room. Featuring cathedral ceilings and walls of windows overlooking the pool and private backyard, the three-seasons room provides a beautiful extension of the home's living space and a wonderful place to enjoy the outdoors from the comfort of inside. The oversized primary bedroom is a true private ''get away'', complete with a primary bath, with walk in shower, and an amazing walk-in closet with plenty of room for storage. The kitchen offers loads of cabinetry and includes all appliances, which were new in 2019, including the range, refrigerator, microwave, and dishwasher. Conveniently located just off the kitchen is the laundry room, which provides easy access to the attached two-car garage. Numerous updates provide peace of mind, including a water heater installed in 2018, roof and water softener updated in 2016, windows replaced in 2008, and a new pool liner installed in 2024. Outside of the home, you'll appreciate the privacy and space of the oversized lot while still being conveniently located near the Scioto Street corridor, with its variety of restaurants, shopping, banking, groceries, and more. If you've been searching for a one level home with generous living space, a private backyard and a pool ready lifestyle, you found it!

121 New Haven Drive, Urbana

Listing Courtesy of : V. Patrick Hamilton ---- REMAX Alliance Realty

Start Your Search