Howard Homes under $500,000

Howard Homes under $500,000

Welcome to Howard, Ohio—a hidden gem nestled in the heart of Knox County. Known for its picturesque landscapes and a close-knit community, Howard offers a tranquil lifestyle that combines the charm of small-town living with the conveniences of modern amenities. With its serene lakes, lush parks, and friendly neighborhoods, it’s no wonder that families and individuals alike are drawn to this delightful region.

One of the most appealing aspects of Howard is its diverse range of homes available for under $500,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, you’ll find an array of options that cater to various tastes and preferences. From cozy single-family homes with spacious backyards to contemporary townhouses that offer low maintenance living, there’s something for everyone.

The local real estate market is thriving, making it an excellent time to invest in a property in Howard. With its affordable housing options, you can enjoy the benefits of homeownership without breaking the bank. Plus, the community’s commitment to maintaining its natural beauty and quality of life ensures that your investment will be cherished for years to come.

In addition to its stunning homes, Howard boasts a vibrant community spirit, with numerous events and activities throughout the year. From farmers' markets to summer festivals, there’s always something happening that brings residents together.

Discover the charm of Howard, Ohio, and explore the wonderful homes available for under $500,000. Your dream home awaits in this idyllic community!

Newest Howard Homes under $500,000

34 Winesap Court, Howard
$304,900
3 Beds ⋅ 2 Baths ⋅ Sherrie Ing Toth
Built in 2021 and located on a cul-de-sac street in Apple Valley, this inviting ranch offers convenient one-floor living with 3 bedrooms and 2 full baths! The open-concept great room brings the living, dining, and kitchen areas together, with LVP flooring throughout these spaces and all three bedrooms. The kitchen features white Mission-style cabinets, white and gray stone countertops, an island with a contrasting black stone top, a built-in desk, and a built-in pantry. All kitchen appliances stay, including the stainless steel gas range, microwave, and refrigerator. Sliding doors lead to a newer composite back deck with vinyl railing, perfect for relaxing or entertaining. The owner's suite includes a private full bath with tile flooring and a walk-in closet. A main-level laundry area offers tile flooring, cabinets above the appliances, and access to the rear 2-car garage featuring a neatly finished metal-lined interior. Enjoy the covered composite front porch, complete with a porch swing that stays! A metal roof, vinyl siding, and fenced garden area add to the appeal. The clean, unfinished basement provides additional storage and room for future possibilities, with a radon mitigation system and sump pump already in place. Kitchen and Laundry major appliances stay.

34 Winesap Court, Howard

Listing Courtesy of : Sherrie Ing Toth ---- RE/MAX Consultant Group
301 Lakeview Heights Drive, Howard
$409,900
3 Beds ⋅ 2 Baths ⋅ Andrew L Smith
Welcome to this beautifully designed 2,286 sq. ft. Craftsman-style home, built in 2024 and ideally located within walking distance of Apple Valley Lake! Thoughtfully designed for both everyday living and entertaining, this 3-bedroom, 2-bath home offers an open floor plan, quality finishes, and plenty of flexible living space. The main level features two bedrooms, including a spacious primary suite with a double vanity, tiled shower, private toilet room, and walk-in closet. The dining room, kitchen, and great room flow seamlessly together in one inviting open space, complete with a fireplace and 9' ceilings. The well-appointed kitchen offers abundant storage, a walk-in pantry, granite countertops, tile backsplash, and newer appliances. The finished basement adds even more living space with a third bedroom and family room, along with a 13-course block foundation and egress window. A third bathroom is already plumbed in the basement, offering the opportunity to finish additional space and add even more value in the future. Step outside and enjoy the hot tub, patio furniture, built in soffit lights and the relaxed lake lifestyle. This home is truly move-in ready, with several furnishings and extras included (see agent to agent remarks), making it easy to start enjoying your new home!

301 Lakeview Heights Drive, Howard

Listing Courtesy of : Andrew L Smith ---- Red 1 Realty
13946 Monroe Mills Road, Howard
$315,000
3 Beds ⋅ 2 Baths ⋅ Sherrie Ing Toth
Brand-new construction offering convenient one-floor living in the Apple Valley Lake community! This 3-bedroom, 1.5-bath home features an open-concept floor plan with a spacious living room, kitchen, and dining area. The kitchen features brown maple cabinetry, Corian countertops, ample cabinet and counter space, and includes all major appliances, including the washer and dryer. Three bedrooms provide flexibility for family, guests, or a home office. The 1.5 baths offer functionality for everyday living, while modern finishes and new construction provide low-maintenance living and peace of mind. Outside, enjoy a covered front porch, back patio perfect for relaxing or entertaining, and a 2-car garage. A great opportunity to own a brand-new home with convenient one-floor living, modern amenities, and all the benefits of being part of the Apple Valley Lake community. Taxes not fully assessed.

13946 Monroe Mills Road, Howard

Listing Courtesy of : Sherrie Ing Toth ---- RE/MAX Consultant Group
12437 Mary Street, Howard
$274,900
3 Beds ⋅ 2 Baths ⋅ Christopher L Davisson
Well maintained home in quiet village. The wood trim is very unique. 1 Bedroom on main level, 2 upstairs. 2 full baths. Sit and relax on the large enclosed front porch. The detached garage has a large finished area above that could be easily be converted into a studio apartment or used as a craft or art room. This area is heated. There is a 3rd building that could be used as a potting shed or storage shed or chicken cope. Great lot with plenty of room for a garden. Renovated fresh paint, vinyl siding, updated roof. Awesome covered rear patio. Front sun room to enjoy the community. Close to river access, close the the bike path and Apple Valley.

12437 Mary Street, Howard

Listing Courtesy of : Christopher L Davisson ---- Encore Real Estate LLC
582 W West Highland Drive, Howard
$22,500
⋅ Sam Miller
Apple Valley lot located on West Highland Drive and in Highland Hills Subdivision, lot measures .3077 of an acre, 135' of road frontage, located in Howard Township and in East Knox Schools, enjoy all that Apple Valley has to offer including the 511 acre lake, 3 beaches, club house, indoor and outdoor pools and so much more, priced to sell at $22,500. Buyer pays Apple Valley Buyer Transfer fee.

582 W West Highland Drive, Howard

Listing Courtesy of : Sam Miller ---- Re/Max Stars
682 Grand Valley Drive, Howard
$425,000
4 Beds ⋅ 3 Baths ⋅ Darci Nicole Thomas
Welcome to lake living at its finest in Apple Valley! This stunning 4-bedroom, 3-bath home offers a modern design, open-concept floor plan, and plenty of space for everyday living and entertaining. The spacious kitchen flows seamlessly into the main living area, creating the perfect gathering space for family and friends. The walk-out basement provides additional living space and is already plumbed for a wet bar or second kitchen, offering endless possibilities for multi-generational living, entertaining, or creating the ultimate recreation area. You'll also appreciate the abundance of storage throughout the home. Why wait for new construction when you can have nearly the same experience--without the extra costs after closing? This 3-year-old home is in immaculate condition and lives like new, but with added value. The yard and landscaping is already established, eliminating the time and maintenance of starting from scratch, and the property includes upgrades such as an enhanced deck handrail, a large storage shed, and an extended driveway. Consider these features a bonus, not a project--giving you the convenience and savings that new builds simply don't offer. Situated in the desirable Apple Valley Lake community, residents enjoy access to private beaches, boating, fishing, pools, parks, golf, and countless community amenities. Don't miss your opportunity to make this beautiful home your own--schedule your private showing today!

682 Grand Valley Drive, Howard

Listing Courtesy of : Darci Nicole Thomas ---- Howard Hanna Real Estate Services
714 Crestrose Drive, Howard
$389,000
4 Beds ⋅ 3 Baths ⋅ Carrie Klingel
Built in 2021 and tucked into a peaceful wooded setting near Apple Valley Lake, this 4-bedroom, 3-full-bath ranch offers the perfect combination of newer construction, flexible living space, and lake-area lifestyle! The finished walkout lower level provides plenty of room for entertaining, guests, or recreation while still offering ample storage. Neutral, rustic-inspired finishes and luxury vinyl plank flooring make the home feel warm and inviting. Enjoy the outdoors from the covered patio or step down to the additional patio and hot tub surrounded by trees. An attached 2-car garage plus an oversized driveway offers plenty of space for extra vehicles or your boat. Apple Valley property owners enjoy access to boating, beaches, marina, clubhouse, fitness facility, parks, and more through the annual property owners association. Make it your year-round home, lake getaway, or explore its rental possibilities! The main floor square footage is 1632 sq ft. There is additional square footage finished in the basement which is 1722 sq ft., mostly finished as seen in photos. Don't miss it - Showings begin October 3rd.

714 Crestrose Drive, Howard

Listing Courtesy of : Carrie Klingel ---- Keller Williams Consultants
214 Crabapple Drive, Howard
$459,900
3 Beds ⋅ 3 Baths ⋅ Andrew L Smith
Beautiful Amish Built New Build Ranch with Partial Lake Views & Walkout Basement! Welcome to this stunning Amish built, 1,807sqft new build ranch offering modern, open concept living with thoughtful design, quality craftsmanship, and plenty of space to spread out. The main level features 3 bedrooms and 2 full bathrooms, along with a bright and spacious open-concept kitchen, with Quartz countertops, large dining, and living area perfect for everyday living and entertaining. The walkout basement with 3rd bathroom provides even more possibilities! The lower level has finished epoxy flooring, creating a clean, durable space with lots of storage or room to expand! Step outside to enjoy the stamped concrete driveway and back patio, creating an inviting setting for outdoor entertaining and relaxing. A partial lake view adds a special touch, offering a glimpse of the water from the property. The home also includes an attached 2-car garage for convenient parking and storage. With Amish-built craftsmanship, new construction, an appealing ranch-style layout, partial lake views, and quality outdoor spaces, this home offers a great combination of comfort, functionality, and modern living!

214 Crabapple Drive, Howard

Listing Courtesy of : Andrew L Smith ---- Red 1 Realty
712 Crestrose Circle, Howard
$339,000
3 Beds ⋅ 2 Baths ⋅ Shad Bevington
Well-maintained 3-bedroom, 2-full-bath ranch situated on nearly half an acre & located within Mount Vernon City Schools! With a brick and vinyl exterior, attached 2-car garage, spacious backyard, this property offers comfortable one-level living with plenty of room to enjoy! Cabinet-filled kitchen featuring granite countertops, with major appliances conveying with the home. The kitchen opens to an adjoining dining area, making everyday meals & entertaining convenient. The large living room features glass sliders leading to a spacious deck with durable Trex decking overlooking the expansive backyard. The main-level laundry adds to the home's convenience. The owner's suite offers a private bath, walk-in closet, and its own glass sliders providing direct access to the deck. Two additional bedrooms and a second full bath complete the main level. The lower level provides even more living space with a finished family room, plus plumbing already in place for an additional full bath--offering excellent potential for future expansion or added functionality. Additional features include a forced-air natural gas furnace, central air conditioning, newer hot water tank, & a water softener that conveys. With its desirable location, generous lot, functional layout, & appealing features, this is a nice home that is priced right and ready for its next owner! Come see all this property has to offer!

712 Crestrose Circle, Howard

Listing Courtesy of : Shad Bevington ---- Re/Max Stars
212 Northern Spy Drive, Howard
$375,000
3 Beds ⋅ 3 Baths ⋅ Sam Miller
Nestled in the trees sits this Schlabach constructed raised ranch home. Includes 3 lots totaling .7856 of an acre. Features include 3 bedrooms and 3 full bathrooms. Open great room floor plan with living room, dining area and pretty oak kitchen that includes the major appliances. Glass sliders in the dining area lead to the covered deck. Primary bedroom suite with walk in closet and private bath. Finished walkout lower level with family room and 3rd full bath. Attached 2 car garage. 7KW Generac generator. Well maintained and priced to sell at $375,000.

212 Northern Spy Drive, Howard

Listing Courtesy of : Sam Miller ---- Re/Max Stars
Monroe Mills Road, Howard
$27,500
⋅ Jarad D Barr
Lot 226 - Unlock the potential to create memories at one of the most desired private lakes in Ohio. This 0.4017 acre lot can provide family memories for years to come as a chance to enjoy the 511 acre Apple Valley lake, 3 beaches, club house, indoor and outdoor pools. Easy access to Route 36. Buyer pays Apple Valley Buyer Transfer fee

Monroe Mills Road, Howard

Listing Courtesy of : Jarad D Barr ---- RE/MAX Partners
370 Valleyridge Drive, Howard
$335,000
4 Beds ⋅ 3 Baths ⋅ Sherrie Ing Toth
Welcome to this charming Cape Cod located in desirable Apple Valley Lake! Offering 4 bedrooms, 2.5 baths, plus a versatile den/flex space, this home features a spacious and functional layout. The main level includes a primary suite with its own private full bath, an additional bedroom, a convenient half bath, and a den perfect for a home office, playroom, or guest space. The open living area flows beautifully into the updated kitchen featuring granite countertops, a large center island, stainless steel appliances, a large walk-in pantry, and a dedicated bar area complete with a wine fridge--perfect for entertaining. Upstairs you'll find two generously sized bedrooms, a large full bath, and great closet space. Outside, enjoy the inviting front porch, a nice deck out back, and a flat, usable lot. A large detached one-car garage provides additional storage and workspace. Many recent updates include a brand-new A/C unit in 2026. With generous living space, a flexible floor plan, and a great Apple Valley Lake location, this home is ready for its next owners to move in and enjoy!

370 Valleyridge Drive, Howard

Listing Courtesy of : Sherrie Ing Toth ---- RE/MAX Consultant Group
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