Howard Homes under $400,000

Howard Homes under $400,000

Welcome to Howard, Ohio – a hidden gem nestled in the heart of Knox County. This charming community offers a perfect blend of small-town warmth and modern conveniences, making it an ideal place to call home. With its picturesque landscapes, friendly neighborhoods, and a strong sense of community, Howard is a sanctuary for families, retirees, and everyone in between.

One of the most appealing aspects of Howard is its affordability. If you're searching for homes under $400,000, you're in luck! The real estate market here features a variety of options, from cozy single-family homes to spacious properties with ample outdoor space. These homes not only provide great value but also the chance to invest in a thriving community. Imagine waking up to the serene beauty of nature, with opportunities for hiking, fishing, and exploring the scenic trails nearby.

Howard is also conveniently located near larger cities, giving residents easy access to shopping, dining, and entertainment without sacrificing the tranquility of rural living. The local schools are known for their dedication to education, making it a great place for families to settle down.

In Howard, you’ll find not just a house, but a home where memories are made. Whether you're a first-time buyer or looking to downsize, the real estate options under $400,000 offer you the chance to create the lifestyle you've always dreamed of. Come explore the charm of Howard, Ohio, where community spirit thrives and your dream home awaits!

Newest Howard Homes under $400,000

797 Royal Circle, Howard
$325,000
4 Beds ⋅ 2 Baths ⋅ Amanda Rae Green
Lake life begins here! Welcome to 797 Royal Circle, where spacious living meets the year-round recreational lifestyle of the highly desirable Apple Valley community. This inviting 4-bedroom, 2-bath home offers the perfect blend of comfort and flexibility--ideal for families, guests, entertaining, or weekend escapes just minutes from the water and top-tier amenities. The walk-out basement adds even more usable space with easy outdoor access for hobbies, recreation, or storage. A standout feature of this property is the large detached two-car garage, providing ample room for vehicles, watercraft, recreational gear, lawn equipment, and additional storage. Step outside and enjoy everything Apple Valley offers, including three private beaches, boating, fishing, jet skiing, tubing, and a full-service marina with boat storage. Spend the day at the indoor or outdoor pool, relax on the beach, play pickleball, or visit the nearby golf course. Whether you're seeking a full-time residence, a vacation retreat, or a gathering place for family and friends, 797 Royal Circle puts you at the center of an incredible lake-community lifestyle--with space, recreation, and endless opportunities for fun right outside your door.

797 Royal Circle, Howard

Listing Courtesy of : Amanda Rae Green ---- Real of Ohio

Apple Valley Drive LOT 208 Unit LOT 208, Howard
$21,500
⋅ Megan L Bell
Residential Building Lot in Apple Valley. Perfect Corner Lot. Great location with perfect access. Lot measures 77 feet wide by 122 feet deep.

Apple Valley Drive LOT 208 Unit LOT 208, Howard

Listing Courtesy of : Megan L Bell ---- Real of Ohio
34 Winesap Court, Howard
$304,900
3 Beds ⋅ 2 Baths ⋅ Sherrie Ing Toth
Built in 2021 and located on a cul-de-sac street in Apple Valley, this inviting ranch offers convenient one-floor living with 3 bedrooms and 2 full baths! The open-concept great room brings the living, dining, and kitchen areas together, with LVP flooring throughout these spaces and all three bedrooms. The kitchen features white Mission-style cabinets, white and gray stone countertops, an island with a contrasting black stone top, a built-in desk, and a built-in pantry. All kitchen appliances stay, including the stainless steel gas range, microwave, and refrigerator. Sliding doors lead to a newer composite back deck with vinyl railing, perfect for relaxing or entertaining. The owner's suite includes a private full bath with tile flooring and a walk-in closet. A main-level laundry area offers tile flooring, cabinets above the appliances, and access to the rear 2-car garage featuring a neatly finished metal-lined interior. Enjoy the covered composite front porch, complete with a porch swing that stays! A metal roof, vinyl siding, and fenced garden area add to the appeal. The clean, unfinished basement provides additional storage and room for future possibilities, with a radon mitigation system and sump pump already in place. Kitchen and Laundry major appliances stay.

34 Winesap Court, Howard

Listing Courtesy of : Sherrie Ing Toth ---- RE/MAX Consultant Group
13946 Monroe Mills Road, Howard
$315,000
3 Beds ⋅ 2 Baths ⋅ Sherrie Ing Toth
Brand-new construction offering convenient one-floor living in the Apple Valley Lake community! This 3-bedroom, 1.5-bath home features an open-concept floor plan with a spacious living room, kitchen, and dining area. The kitchen features brown maple cabinetry, Corian countertops, ample cabinet and counter space, and includes all major appliances, including the washer and dryer. Three bedrooms provide flexibility for family, guests, or a home office. The 1.5 baths offer functionality for everyday living, while modern finishes and new construction provide low-maintenance living and peace of mind. Outside, enjoy a covered front porch, back patio perfect for relaxing or entertaining, and a 2-car garage. A great opportunity to own a brand-new home with convenient one-floor living, modern amenities, and all the benefits of being part of the Apple Valley Lake community. Taxes not fully assessed.

13946 Monroe Mills Road, Howard

Listing Courtesy of : Sherrie Ing Toth ---- RE/MAX Consultant Group
12437 Mary Street, Howard
$274,900
3 Beds ⋅ 2 Baths ⋅ Christopher L Davisson
Well maintained home in quiet village. The wood trim is very unique. 1 Bedroom on main level, 2 upstairs. 2 full baths. Sit and relax on the large enclosed front porch. The detached garage has a large finished area above that could be easily be converted into a studio apartment or used as a craft or art room. This area is heated. There is a 3rd building that could be used as a potting shed or storage shed or chicken cope. Great lot with plenty of room for a garden. Renovated fresh paint, vinyl siding, updated roof. Awesome covered rear patio. Front sun room to enjoy the community. Close to river access, close the the bike path and Apple Valley.

12437 Mary Street, Howard

Listing Courtesy of : Christopher L Davisson ---- Encore Real Estate LLC
582 W West Highland Drive, Howard
$22,500
⋅ Sam Miller
Apple Valley lot located on West Highland Drive and in Highland Hills Subdivision, lot measures .3077 of an acre, 135' of road frontage, located in Howard Township and in East Knox Schools, enjoy all that Apple Valley has to offer including the 511 acre lake, 3 beaches, club house, indoor and outdoor pools and so much more, priced to sell at $22,500. Buyer pays Apple Valley Buyer Transfer fee.

582 W West Highland Drive, Howard

Listing Courtesy of : Sam Miller ---- Re/Max Stars
714 Crestrose Drive, Howard
$389,000
4 Beds ⋅ 3 Baths ⋅ Carrie Klingel
Built in 2021 and tucked into a peaceful wooded setting near Apple Valley Lake, this 4-bedroom, 3-full-bath ranch offers the perfect combination of newer construction, flexible living space, and lake-area lifestyle! The finished walkout lower level provides plenty of room for entertaining, guests, or recreation while still offering ample storage. Neutral, rustic-inspired finishes and luxury vinyl plank flooring make the home feel warm and inviting. Enjoy the outdoors from the covered patio or step down to the additional patio and hot tub surrounded by trees. An attached 2-car garage plus an oversized driveway offers plenty of space for extra vehicles or your boat. Apple Valley property owners enjoy access to boating, beaches, marina, clubhouse, fitness facility, parks, and more through the annual property owners association. Make it your year-round home, lake getaway, or explore its rental possibilities! The main floor square footage is 1632 sq ft. There is additional square footage finished in the basement which is 1722 sq ft., mostly finished as seen in photos. Don't miss it - Showings begin October 3rd.

714 Crestrose Drive, Howard

Listing Courtesy of : Carrie Klingel ---- Keller Williams Consultants
712 Crestrose Circle, Howard
$339,000
3 Beds ⋅ 2 Baths ⋅ Shad Bevington
Well-maintained 3-bedroom, 2-full-bath ranch situated on nearly half an acre & located within Mount Vernon City Schools! With a brick and vinyl exterior, attached 2-car garage, spacious backyard, this property offers comfortable one-level living with plenty of room to enjoy! Cabinet-filled kitchen featuring granite countertops, with major appliances conveying with the home. The kitchen opens to an adjoining dining area, making everyday meals & entertaining convenient. The large living room features glass sliders leading to a spacious deck with durable Trex decking overlooking the expansive backyard. The main-level laundry adds to the home's convenience. The owner's suite offers a private bath, walk-in closet, and its own glass sliders providing direct access to the deck. Two additional bedrooms and a second full bath complete the main level. The lower level provides even more living space with a finished family room, plus plumbing already in place for an additional full bath--offering excellent potential for future expansion or added functionality. Additional features include a forced-air natural gas furnace, central air conditioning, newer hot water tank, & a water softener that conveys. With its desirable location, generous lot, functional layout, & appealing features, this is a nice home that is priced right and ready for its next owner! Come see all this property has to offer!

712 Crestrose Circle, Howard

Listing Courtesy of : Shad Bevington ---- Re/Max Stars
212 Northern Spy Drive, Howard
$375,000
3 Beds ⋅ 3 Baths ⋅ Sam Miller
Nestled in the trees sits this Schlabach constructed raised ranch home. Includes 3 lots totaling .7856 of an acre. Features include 3 bedrooms and 3 full bathrooms. Open great room floor plan with living room, dining area and pretty oak kitchen that includes the major appliances. Glass sliders in the dining area lead to the covered deck. Primary bedroom suite with walk in closet and private bath. Finished walkout lower level with family room and 3rd full bath. Attached 2 car garage. 7KW Generac generator. Well maintained and priced to sell at $375,000.

212 Northern Spy Drive, Howard

Listing Courtesy of : Sam Miller ---- Re/Max Stars
Monroe Mills Road, Howard
$27,500
⋅ Jarad D Barr
Lot 226 - Unlock the potential to create memories at one of the most desired private lakes in Ohio. This 0.4017 acre lot can provide family memories for years to come as a chance to enjoy the 511 acre Apple Valley lake, 3 beaches, club house, indoor and outdoor pools. Easy access to Route 36. Buyer pays Apple Valley Buyer Transfer fee

Monroe Mills Road, Howard

Listing Courtesy of : Jarad D Barr ---- RE/MAX Partners
370 Valleyridge Drive, Howard
$335,000
4 Beds ⋅ 3 Baths ⋅ Sherrie Ing Toth
Welcome to this charming Cape Cod located in desirable Apple Valley Lake! Offering 4 bedrooms, 2.5 baths, plus a versatile den/flex space, this home features a spacious and functional layout. The main level includes a primary suite with its own private full bath, an additional bedroom, a convenient half bath, and a den perfect for a home office, playroom, or guest space. The open living area flows beautifully into the updated kitchen featuring granite countertops, a large center island, stainless steel appliances, a large walk-in pantry, and a dedicated bar area complete with a wine fridge--perfect for entertaining. Upstairs you'll find two generously sized bedrooms, a large full bath, and great closet space. Outside, enjoy the inviting front porch, a nice deck out back, and a flat, usable lot. A large detached one-car garage provides additional storage and workspace. Many recent updates include a brand-new A/C unit in 2026. With generous living space, a flexible floor plan, and a great Apple Valley Lake location, this home is ready for its next owners to move in and enjoy!

370 Valleyridge Drive, Howard

Listing Courtesy of : Sherrie Ing Toth ---- RE/MAX Consultant Group
668 Floral Valley Drive E, Howard
$360,000
3 Beds ⋅ 3 Baths ⋅ Timothy A Miller
Move-In Ready Home in Apple Valley! This well-maintained 3-bedroom, 3-full bath raised ranch home offers comfortable living with an inviting open-concept layout featuring a spacious family room, dining area, and kitchen--perfect for everyday living and entertaining. The kitchen appliances stay, making your move even easier. Enjoy the versatility of a walk-out, fully finished lower-level area, perfect for a spacious family room, game room, home recreation area, or gathering space. Located within the desirable Apple Valley POA, a sand beach at the lake with swim area, children's park, and indoor pool is just minutes up the street. The property is also conveniently located near a variety of community amenities, including the indoor pool, dog park, and pickleball courts, making it easy to enjoy recreation and outdoor activities right close to home. Enjoy the convenience of a 2-car garage and plenty of space for family and guests. Step outside to a peaceful backyard setting, ideal for relaxing, enjoying your morning coffee, or gathering with friends. Located within the desirable Apple Valley POA, this home offers the opportunity to enjoy all that Apple Valley has to offer while providing a comfortable place to call home. Simply move in and start enjoying!

668 Floral Valley Drive E, Howard

Listing Courtesy of : Timothy A Miller ---- Kaufman Realty & Auctions
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