Miami County Homes under $400,000

Miami County Homes under $400,000

Welcome to Miami County, Ohio – a hidden gem that perfectly balances small-town charm with modern conveniences. Nestled in the heart of the Midwest, Miami County is known for its rich history, vibrant community, and stunning natural landscapes. With a population that embraces a friendly, neighborly spirit, you'll find a sense of belonging that makes this county a wonderful place to call home.

For homebuyers seeking affordability without compromising on quality, Miami County offers a fantastic selection of homes under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll discover a variety of options that cater to every lifestyle. From quaint single-family homes with sprawling yards to contemporary townhouses with modern amenities, the real estate market here is diverse and inviting.

Imagine waking up in a beautiful home surrounded by scenic parks, excellent schools, and a strong sense of community. Miami County boasts a wealth of outdoor activities, including hiking trails, fishing spots, and picnic areas, making it an ideal location for families and nature enthusiasts alike. Plus, with easy access to nearby cities like Dayton and Troy, you’ll enjoy the perfect blend of suburban tranquility and urban excitement.

Don’t miss the opportunity to find your dream home in Miami County, where affordability meets charm. With homes priced under $400,000, you can invest in a brighter future in a community that truly feels like home. Explore our listings today and take the first step toward your new life in beautiful Miami County, Ohio!

Newest Miami County Homes under $400,000

161 Rachel Ann Boulevard, West Milton
$324,900
4 Beds ⋅ 3 Baths ⋅ Jaysen E Barlow
Welcome to Stillwater Crossings! Featuring sun-filled rooms, gleaming flooring, soaring ceilings, & an open flowing layout, this newer 2021-built home offers the perfect blend of modern finishes, functional living space, & room to grow! The kitchen features crisp white shaker cabinetry, large eat-in island, stainless steel appliances, mosaic glass tile backsplash, & a kitchen window overlooking the private backyard, all spilling seamlessly into the breakfast nook & main living space: perfect for entertaining or everyday living! A private 1st-floor den/home office creates the ideal work-from-home space or flex room. Upstairs, you'll find four generously sized bedrooms including a spacious primary suite w. private ensuite featuring his/hers sinks, walk-in shower, & plenty of room to unwind! Convenient 2nd-floor laundry keeps everything right where you need it. Step outside to your patio & fully fenced-in backyard: perfect for summer cookouts, kids, pets, or relaxing under the stars! Clean lines, well-appointed finishes, & a fantastic location, your options for entertainment, food, & shopping are endless nearby while keeping the peace & quiet at home!

161 Rachel Ann Boulevard, West Milton

Listing Courtesy of : Jaysen E Barlow ---- Sell For One Percent
216 S Short Street, Troy
$264,900
4 Beds ⋅ 3 Baths ⋅ Arthur A Solomon
AIR BNB POTENTIAL! 1 BEDROOM UNIT WITH PRIVATE KITCHEN AND BATH AND ENTRANCE. MAIN HOUSE HAS 3 BEDROOMS AND 2 BATHS. Welcome to 216 S Short Street in the heart of Troy--a completely remodeled and exceptionally well-designed property offering nearly 2,700 square feet of flexible living space, ideal for multi-generational living or income-producing potential. Previously configured as a duplex, the layout has been thoughtfully arranged to help illustrate the separation of living spaces, offering the option to function as a single-family home or explore a return to a two-unit setup. This home stands out with two true en suites, allowing multiple households to live together while maintaining privacy and independence. The main-level en suite offers approximately 735 square feet and can easily function as a private Airbnb or in-law suite with the addition of a wall or divider. It includes a bedroom, private bath, family room, large eat-in kitchen, and access to the fully fenced backyard. Upstairs, the second en suite serves as a private retreat with a bedroom, attached office or nursery, full bath, and ample storage. The upper level also includes three additional bedrooms and another full bathroom. The home features multiple living and dining areas, 2 remodeled kitchens with granite countertops, stainless sink, dishwasher, and 2 main-level laundry spaces. Enjoy the covered front porch and private backyard space. Extensive updates include new flooring, fresh paint, upgraded windows, vinyl siding, new doors, plumbing and electrical improvements, furnace, central air, and a newer metal roof.

216 S Short Street, Troy

Listing Courtesy of : Arthur A Solomon ---- Coldwell Banker Heritage
490 N Jay Street, West Milton
$400,000
⋅ Andrew C Wade
490 N Jay is a fully occupied four-unit building offered together with the adjacent 488 N Jay as an eight-unit package. The buildings are being sold as one transaction and will not be divided. All four units are leased, producing $3,450 per month / $41,400 annually in gross scheduled rent. Combined with 488 N Jay, the package produces $85,800 annually with a net operating income of $73,920 on current actuals. Owner-paid expenses across both buildings total $11,880 and are limited to insurance, taxes, landscaping, lawn treatment, trash, and repairs. Tenants pay all utilities except trash, which is served by a shared dumpster covering both properties. Expense figures do not include vacancy, management, capital reserves, or debt service. Units here rent at $850 and $900. A comparable renovated unit at 488 N Jay leases at $1,100 per month, giving a buyer an in-package comparable for the renovated rent level rather than a market assumption. Leases across both buildings expire on a staggered basis between August and October 2026. Please do not disturb tenants. Showings by appointment with proper notice to residents. Full rent roll, leases, and expense documentation available to qualified buyers on request. Buyer and buyer's agent to verify all information, including income and expenses, square footage, zoning and permitted use, unit count, registration or licensing requirements, and property condition. Any reference to potential rent levels is illustrative only and is not a projection of future performance; rent adjustments are subject to existing lease terms, required notice, and applicable law. Information obtained from sources deemed reliable but not guaranteed by broker or seller.

490 N Jay Street, West Milton

Listing Courtesy of : Andrew C Wade ---- Roby Realty
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