Urbana Homes under $500,000

Urbana Homes under $500,000

Welcome to Urbana, Ohio – a charming city nestled in the heart of Champaign County, where small-town warmth meets modern convenience. Known for its rich history and inviting community spirit, Urbana offers residents a delightful blend of urban amenities and rural tranquility, making it an ideal place to call home.

Urbana boasts a vibrant downtown area filled with unique shops, cozy cafes, and local eateries that showcase the best of Midwestern hospitality. Enjoy leisurely strolls through beautifully maintained parks, or explore the scenic landscapes that surround the city. With a strong sense of community and a calendar full of events, there’s always something happening in Urbana, from farmers' markets to seasonal festivals that celebrate the region's heritage.

For those seeking affordable housing options, Urbana is a treasure trove of homes under $500,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find a diverse array of charming properties that cater to various lifestyles. From quaint bungalows to spacious family homes, Urbana’s real estate market offers something for everyone. Many of these homes feature beautiful yards, modern amenities, and easy access to local schools and services.

With its inviting atmosphere and affordable housing options, Urbana, OH is more than just a place to live; it’s a place to thrive. Discover your perfect home in this delightful city and experience the welcoming community that Urbana has to offer!

Newest Urbana Homes under $500,000

268 Nova Drive, Urbana
$289,900
3 Beds ⋅ 2 Baths ⋅ LISA YATES
Welcome to 268 Nova Drive in Urbana's highly desirable Bon Air subdivision! Situated on a spacious corner lot, this inviting 3-bedroom, 2-full-bath home offers comfortable living, thoughtful updates, and wonderful spaces for entertaining inside and out! The charming brick front patio welcomes you, while beautiful perennials and a magnificent towering pine tree, just waiting for holiday lights, add character to the landscape! Inside, you'll find a generously sized living room complete with a wet bar, perfect for entertaining! An additional family or media room features a cozy gas fireplace and built-in storage, offering the perfect spot for movie nights or relaxing. The sellers have made numerous improvements, including an updated kitchen, conversion of the original half bath into a full bath, and a beautifully remodeled bathroom featuring a tiled walk-in shower. Other improvements include newer windows and roof, replacement flooring, and the installation of a furnace and central A/C, replacing the original baseboard heating system. One of the sellers' favorite features is the covered rear patio, ideal for grilling, outdoor dining, entertaining friends, or simply unwinding! The spacious yard features established perennials, partial fencing, and a storage shed. Bon Air is a sought-after, established neighborhood with inviting streets for bike rides, evening strolls, and walking the dogs. Enjoy the convenience of being just minutes from restaurants, shopping, medical facilities, and everyday amenities! With generous living spaces, inviting outdoor areas, valuable improvements, and a fantastic location, this home has so much to offer. Come see why 268 Nova Drive is a wonderful place to call home!

268 Nova Drive, Urbana

Listing Courtesy of : LISA YATES ---- BHHS Metro & Fields Realty
24 Bon Air Bend, Urbana
$399,900
2 Beds ⋅ 20 Baths ⋅ V. Patrick Hamilton
Custom built, professionally interior designer decorated and beautifully appointed, this Bon Air Condominium features custom cherry cabinetry and built ins throughout this exceptional all brick condo offering over 1,900 square feet of living space with the convenience of no steps. Featuring the most desirable floor plan in the development, this home boasts an open concept design, soaring cathedral ceilings, skylights and beautiful hardwood flooring. The stunning kitchen showcases custom cherry cabinetry, granite countertops, a bronze sink, upgraded backsplash and newer appliances. A remarkable office or den features custom built in cabinetry and a large West facing window, creating the perfect space to work or unwind. The oversized owner's suite is truly a dream come true, offering ample room for large furniture, a comfortable sitting area, an impressive walk-in closet and a spacious private bath with a walk-in shower. Additional highlights include a convenient laundry room with a utility sink, built-in ironing board and newer washer and dryer. The attached two car garage offers valuable attic storage. Step outside to your private West facing patio, complete with a retractable awning, where you can relax, entertain and enjoy breathtaking sunsets with nothing behind you but open farmland. Offering privacy, beautiful views, thoughtful upgrades and exceptional custom details throughout, this is truly one of the finest condos in the development! The location allows easy access to groceries, restaurants, banking, shopping and so much more. Condo fees are $3,400 annually and include trash pick-up, lawn care and snow removal.

24 Bon Air Bend, Urbana

Listing Courtesy of : V. Patrick Hamilton ---- REMAX Alliance Realty
1294 Kennard Kingscreek Road, Urbana
$139,000
3 Beds ⋅ 2 Baths ⋅ Chad E Long
This 2 story home sits just North of Urbana and in the West Liberty Salem School district. Situated on over half an acre this 3 bed, 1.5 bath home features a New Furnace, Hot Water Tank, Well Pump, updates to plumbing and electrical, as well as a remodeled kitchen. Its ready for your finishing touches.

1294 Kennard Kingscreek Road, Urbana

Listing Courtesy of : Chad E Long ---- Coldwell Banker Realty
23 Bon Air Bend, Urbana
$354,900
2 Beds ⋅ 2 Baths ⋅ Tori Nicole Thomas
Rare opportunity to own this beautiful brick condominium in the highly sought-after Bon Air Condo Association. Offering 1,663 square feet of thoughtfully designed single-level living, this home combines comfort, convenience, and accessibility with an open, spacious floor plan ideal for everyday living. The inviting living areas provide seamless flow throughout the home, while the spacious owner's suite features a walk-in closet and a private, accessible en-suite bath. A generously sized second bedroom and an additional full bathroom offer plenty of space for guests, a home office, or hobbies. The dedicated laundry room adds everyday functionality. The oversized two-car attached garage offers step-free access directly into the home for added ease and convenience. The garage floor has been professionally coated and sealed for long-lasting durability, with additional storage available through the pull-down attic access. A heated utility room provides convenient access to the crawl space for easy maintenance and peace of mind. Recent updates include a new HVAC system (2025), a newer roof, and fresh interior paint, allowing you to move in with confidence. Situated on what is arguably the premier lot in the community, this home enjoys exceptional privacy and an unbeatable setting. The monthly condominium fee provides worry-free living by covering trash service, lawn care, snow removal, and contributions to the roof reserve fund. This is a rare opportunity to enjoy low-maintenance living in one of Urbana's most desirable condominium communities.

23 Bon Air Bend, Urbana

Listing Courtesy of : Tori Nicole Thomas ---- Fiv Realty Co Ohio LLC
437 Boyce Street, Urbana
$194,900
4 Beds ⋅ 2 Baths ⋅ Malia K Hughes
Welcome to 437 Boyce Street! Situated on a spacious city lot in an established historic Urbana neighborhood, this inviting home offers easy access to downtown shopping, eateries, and local attractions, with parks and recreation nearby. Featuring up to 4 bedrooms and 1.5 bathrooms, the flexible layout includes a main-floor bedroom, full bathroom, and laundry for everyday convenience. Enjoy relaxing on the covered front porch or unwinding on the covered rear porch overlooking a fully fenced backyard with privacy and mature trees. A detached garage/workshop provides space for storage, hobbies, and projects. Recent updates include a NEW roof, furnace, and water heater in 2026, plus replacement windows in 2018. The seller is also offering a one-year home warranty through America's Preferred Home Warranty for added peace of mind. Space, character, and valuable updates--all in a convenient Urbana location. Call today to schedule your private tour!

437 Boyce Street, Urbana

Listing Courtesy of : Malia K Hughes ---- Key Realty
606 S High Street, Urbana
$209,900
3 Beds ⋅ 2 Baths ⋅ V. Patrick Hamilton
Beautifully remodeled 3-bedroom, 1.5 bath home, ideally situated on a corner lot in Urbana's University District. Remodeled in 2021 with numerous updates throughout, this home offers the perfect blend of modern style, comfort, and convenience. Located just six blocks from downtown Urbana, you'll be within easy reach of local restaurants, shopping, festivals, entertainment and more. Inside, the inviting open floor plan seamlessly connects the living room, dining area and kitchen, creating a comfortable space for everyday living and entertaining. The kitchen features crisp white cabinetry, granite countertops, and stainless-steel appliances, including the range, refrigerator, and dishwasher, all of which stay with the home. The primary bedroom offers the convenience of a private half bath, while the second bedroom features a large double-door opening that allows an abundance of natural sunlight to fill the space. A spacious laundry room provides plenty of room for storage and functionality, with the washer and dryer included in the sale. Additional features include a one car attached carport, a roof and windows replaced in 2014 and an updated HVAC system. Flooring, interior doors, bathrooms, and so much more have also been updated, making this home move-in ready. Enjoy the charm of a well-established neighborhood while being just minutes from everything downtown Urbana has to offer. This corner lot home is ready for its next chapter so come see all it has to offer!

606 S High Street, Urbana

Listing Courtesy of : V. Patrick Hamilton ---- REMAX Alliance Realty
549 E Court Street, Urbana
$319,000
3 Beds ⋅ 3 Baths ⋅ Taylia Russell
This 3-bedroom, 2-bath home balances original character with updates. Hardwood floors and classic details run throughout, paired with a modern kitchen. The main floor has two bedrooms and two bathrooms. The second bath includes a laundry room! Upstairs there is a bonus room that leads to the third bedroom with a walk-in closet. The Downstairs, the full basement adds extra room for storage or projects. This house has a 100% money back guarantee. Call and I can explain how. Out back, a small covered porch off the kitchen leads to a stone patio, walkway, and beautifully landscaped yard. The property also includes a detached garage with a bonus garage/room with additional attic storage--ideal for a workshop, hobby room, studio, or extra storage. Alley access makes reaching the garage and bonus space easy.

549 E Court Street, Urbana

Listing Courtesy of : Taylia Russell ---- Howard Hanna Real Estate Svcs
435 E Church Street, Urbana
$264,900
4 Beds ⋅ 2 Baths ⋅ Jeffrey E Horne
Check out this gorgeous home with plenty of living space in Urbana! This home is full of character and charm, featuring original woodwork throughout, decorative fireplaces, and high ceilings in almost every room. The first floor offers a large living room, spacious dining room, first-floor bedroom, and convenient mudroom/laundry room--perfect for those looking for the convenience of first-floor laundry. The kitchen provides plenty of cabinet and counter space, along with a large pantry. Appliances convey, including the refrigerator, dishwasher, and range. Upstairs, you'll find the remaining three bedrooms, with a separate furnace serving the second floor. Step outside and enjoy the deck, covered patio, and fenced-in yard, offering the perfect space for outdoor entertaining and relaxing. Plus, you'll have a two-car garage for added convenience and storage. This home has so much to offer--character, space, functionality, and great outdoor living! Don't miss your chance to check it out!

435 E Church Street, Urbana

Listing Courtesy of : Jeffrey E Horne ---- Coldwell Banker Heritage
1099 E Kingscreek Road, Urbana
$99,231
2 Beds ⋅ 1 Baths ⋅ Gaynell Hillard
Completely renovated inside and out, this 1984 mobile home sits on 0.64 acres and offers 924 square feet of refreshed living space with 2 bedrooms and 1 full bathroom. Enjoy room for outdoor activities, gardening, or relaxing, along with convenient access to nearby communities. The detached one-car garage, built in 1997, provides 480 square feet of space for parking, storage, or hobbies. Recent improvements include new metal siding, a new metal roof, and a new manually operated garage door. Located in the West Liberty-Salem School District, the property is approximately 10 minutes from Urbana and West Liberty and 15 minutes from Bellefontaine. Don't delay, call today!!

1099 E Kingscreek Road, Urbana

Listing Courtesy of : Gaynell Hillard ---- Champaign Realty
610 Hagenbuch Street, Urbana
$189,900
3 Beds ⋅ 1 Baths ⋅ Dustin A Hurst
Charming 3 bedroom 1 bath home has a lot to offer including large rear yard, relaxing front porch and spacious kitchen. All appliances to stay!

610 Hagenbuch Street, Urbana

Listing Courtesy of : Dustin A Hurst ---- BHHS Metro & Fields Realty
964 Bon Air Drive, Urbana
$379,900
4 Beds ⋅ 2 Baths ⋅ V. Patrick Hamilton
Welcome to this stately and spacious home in the sought-after Bon Air neighborhood, where classic charm meets generous living space. Set on an expansive corner lot with impressive curb appeal, this over 2,500 square foot home offers four bedrooms, an office that could easily serve as a fifth bedroom, and two full baths. A large foyer with beautiful slate flooring welcomes you inside. The formal living room features an oversized bay window and a striking floor to ceiling brick wall surrounding the gas fireplace, creating a warm and inviting focal point. Just beyond the living room, the dining room offers another bay window and connects seamlessly to the eat in kitchen. The kitchen provides abundant cabinetry and counter space, with appliances included, and overlooks the sunken family room. The family room offers plenty of space to relax and opens directly to the patio and backyard. The main level is completed by a versatile office, full bath and convenient laundry room. Upstairs, you'll find four comfortable bedrooms and a second full bath featuring a large double-sink vanity. The primary bedroom offers a special retreat with access to an upper balcony overlooking the expansive backyard. Outdoor spaces are just as inviting, with a brick-paver sidewalk and front patio adding to the home's timeless appeal. Additional features include a partial basement and a two-car garage for convenient storage and parking. Located near US Hwy 68, 36 and State Route 29 for easy commutes, and also the Scioto Street restaurants and shopping. With its spacious rooms, generous yard and desirable Bon Air location, this is an exceptional home with room to live, entertain and make it your own.

964 Bon Air Drive, Urbana

Listing Courtesy of : V. Patrick Hamilton ---- REMAX Alliance Realty
219 S Locust Street, Urbana
$285,000
3 Beds ⋅ 3 Baths ⋅ V. Patrick Hamilton
A true downtown Urbana showstopper! Completely renovated from top to bottom in 2026, this stunning home combines timeless charm, thoughtful design and modern luxury all just steps from everything downtown Urbana has to offer. Enjoy being within easy reach of local restaurants, shopping, breweries, bakeries, festivals and all the vibrant amenities that make downtown living so sought after. From the moment you arrive, the amazing curb appeal and inviting large front porch make an unforgettable first impression. Step inside and you'll immediately feel at home. Beautiful finishes and stylish décor flow throughout the home, creating a warm and welcoming atmosphere. The spacious living room features a gorgeous fireplace and opens seamlessly into the brand-new kitchen. Designed for both everyday living and entertaining, the kitchen boasts a large center island with seating for four, abundant cabinetry and a second wall of cabinets that creates the perfect coffee bar or entertaining station. Appliances convey, including the gas range, dishwasher and top of the line refrigerator. This kitchen is truly a must see! The main-level owner's suite is a dream come true, featuring a spacious walk-in closet and a stunning owner's bath with a walk-in shower and separate soaking tub. A convenient half bath completes the main level. Upstairs, you'll find two bedrooms, a bonus room perfect for a nursery or home office, and a brand-new full bath. The stacked washer and dryer are conveniently located on the second level, with the option to add a second stacked washer and dryer in the owner's bath. Outside, the private backyard provides a wonderful retreat with a pergola covered patio, perfect for relaxing or entertaining. A new concrete pad provides convenient off-street parking. The basement offers excellent additional storage. There is truly nothing that has been overlooked in this complete 2026 renovation. Every space has been touched, updated and thoughtfully designed.

219 S Locust Street, Urbana

Listing Courtesy of : V. Patrick Hamilton ---- REMAX Alliance Realty
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